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Construction loans are available under a number of programs. In most cases when a customer requests information on a construction loan, they really need a normal, conventional loan. In most cases when a builder contracts with a customer to build a home, he pays all cost to build that home. When construction is completed a normal conventional end loan closing is accomplished and the new owners move into their home.

A true construction loan is a loan in which draws or installments are needed for the builder to pay for the materials to build the house. In most cases this is done when a contractor will not cover the construction cost out of pocket.

If you need construction loan information, call us today and we can clear up the confusion and get you started in the right direction.